your group benefit plans

Group Benefit Plans provide you and your employees with valuable benefits to help cover health related expenses, including:

• Prescription drugs
• Dental care
• Paramedical practitioners
• Vision care and travel insurance
• Short- and long-term disability
• Life insurance
• And more
   

Plans can also be enhanced with a Health Care Spending Account (HCSA) and a Lifestyle Spending Account (LSA) for additional flexibility.

The cost of Group Benefit Plans is a tax-deductible business expense. In some cases, plans that include short-term disability coverage may allow your company to pay reduced Employment Insurance (EI) premiums—this should be reviewed with your accountant.

• You have a plan and the costs are growing each year
• You do not receive service on your plan form your current broker/carrier
• You or your employees don't utilize the plan as the benefits are not matching the needs

We evaluate your current plan and propose a new solution, either by negotiating with your current carrier or by bringing your plan to the market for competitive quoting.

• Your employees are leaving the company causing costly recruiting and training
• You have hard time finding right employees
• Your company is growing and you feel it's time to get it

We evaluate the needs and match you with the right carrier to ensure cost-effective and sustainable plan.

• We don't believe that any company is too small for a group plan
• The smallest group we can establish a Group Benefits Plan needs just two members - it can be you and your business partner, you and your spouse working with you, or you and one employee
• We also offer practical solutions for one-person companies and contractors, ensuring protection and flexibility at every stage of your business. 

We follow the same process and to qualify your company for same benefit as much larger companies.

• Group plan will help you attract and retain talents and mitigate unexpected changes in your workforce
• Even if you are about to hire your first employee, we have a plan for you!

We follow the same process and to qualify your company for same benefit as much larger companies.

 A successful Group Benefits Plan requires thoughtful initial design and diligent ongoing service to ensure long-term financial sustainability.

Our promise to you:

• We take the time to explain how your plan works, so you clearly understand your coverages 
• We help design a plan that meets your needs while avoiding unnecessary costs 
• We provide consistent, high-quality service throughout the year 
• We actively negotiate on your behalf to secure the best possible renewal terms 
• When appropriate, we take your plan to market for competitive re-quoting

A brief conversation is a great start, call us at 403-401-7439 or schedule a call / video call / meeting here: